Jacob D’Souza, 63, a resident of Matunga and a school bus operator for schools in Mumbai, once owned four buses and operated independent bus services in five neighbourhood schools in and around Sion Koliwada. Two years into the lockdown, he is left with just one bus and struggles to make ends meet with that. Within a year of the lockdown, financiers seized two of his buses for defaulting on loan repayment. “My buses were confiscated despite my sound credit record of paying all my dues on time,” said Jacob. “They didn't care that I had no income due to the…
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