Namma Bengaluru, with its burgeoning population, is witnessing a sea change in the kind of housing that is available for its citizens. Even in as recently as 2005, those looking to invest or set up base in Bangalore, preferred to buy a site and build their house from scratch. The reality now is different. While people will probably always prefer to own an independent house, the lack of space has made it necessary for them to look upwards.
The Bangalore Development Authority (BDA) in 2012, in line with the real estate trend, and declared that ‘vertical’ was the way forward. With this announcement, it began the construction of 30000 affordable housing units, making the flats available for the taking by the public.
How many projects have been commissioned until 2014?
The BDA has so far constructed or undertaken the construction of about 6000 units in places across the city, including Valagerahalli, Gunjur, Thippasandra, Nandini Layout, Halagevaderahalli, Malagala, Doddabanahalli, Alur and Kothanur. 650 flats in Nandini layout (EWS quarters) have already been occupied.
In some locations such as Valagerahalli Phase 3, Gidadakonenahalli and Sonnenahalli, projects have been put on hold due to litigations. Once they get clearance from the court, work on these projects will proceed. So far, no project has been cancelled, even as the BDA is pursuing the court cases.
In the 4th notification dated February 28th 2014, the BDA once again called for applications for 4228 flats in the following locations:
Name of project |
1 BHK (EWS) |
1 BHK (General) |
2 BHK |
3 BHK |
Malagala |
88 |
88 |
– |
– |
Valagerahalli |
48 |
48 |
48 |
– |
Alur |
600 |
600 |
– |
– |
Doddabanahalli |
56 |
56 |
576 |
64 |
Kaniminike |
304 |
304 |
384 |
320 |
Thippasandra |
84 |
84 |
– |
– |
Gunjur |
238 |
238 |
– |
– |
Total |
1418 |
1418 |
1008 |
384 |
How many flats have been allotted so far?
As of March 2014, four notifications have been made, calling for citizens of Bangalore to send in their application if they are interested in purchasing a BDA flat. Of these, the BDA has allotted close to 3850 flats so far. The state budget presented in February 2014, promised that 8000 flats would be built by BDA this year.
How much do the flats cost?
Type |
Carpet Area (in sq ft) |
Built-up Area (in sq ft) |
Initial Deposit (in lakhs) |
Price including deposit (in lakhs) |
BESCOM and BWSSB Deposit (in lakhs) |
Total (in lakhs) |
1BHK (EWS) |
328 |
470 |
0.3 to 1.2 |
5.7 to 9.75 |
0.4 |
6.1 to 10.15 |
1 BHK (General) |
328 |
470 |
0.55 to 1.6 |
10.0 to 13.0 |
0.4 |
10.4 to 13.4 |
2 BHK |
600 |
830 |
1.0 to 3.12 |
20.0 to 25.0 |
1.8 |
21.8 to 26.8 |
3 BHK |
900 |
1100 |
1.5 to 4.4 |
30.0 to 35.0 |
2.6 |
32.6 to 37.6 |
The BDA has signed a Memorandum of Understanding with the following banks in case applicants wish to apply for a loan to pay for the flats.
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Canara Bank: http://www.canarabank.com/english/scripts/pblhousingloan.aspx
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Syndicate Bank: http://syndicatebank.in/Downloads/SyndNivas.pdf
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Corporation Bank: http://www.corpbank.com/node/58902
People can apply for a regular home loan with any of these banks; 75-80% of the loan will be covered by the banks, while the rest needs to be invested by the buyer.
What are the eligibility criteria?
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Income limit: For those applicants applying under the Economically Weaker Section (EWS) category (1 BHK only), the income limit of the applicant’s family should be Rs 3.5 lakh per annum. There is no income limit for those applying under the general category.
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Anyone who has completed 21 years of age is eligible to apply.
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Applicant needs to be a resident of Karnataka for not less than 10 years prior to date of registration.The domicile requirement is relaxed in the following cases:
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In case applicant is domiciled in Karnataka, but is in the armed forces of the Union and serving outside Karnataka
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In case applicant is domiciled in Karnataka, but has gone outside the State (for employment or higher studies), and intends to reside in the Bangalore Metropolitan Area
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In case applicant is an officer belonging to All India Service, and is allotted to the Karnataka State Cadre and domiciled in of Karnataka for not less than two years immediately prior to the date of registration
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In case applicant is a serving soldier who is either serving in the state or outside Karnataka
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Applicants who or whose dependant family member, already owns any site, house or flat or has been allotted a site or house by the erstwhile CITB, the Bangalore Development Authority or a co-operative society registered under the Karnataka Co-operative Societies Act, 1959 (Karnataka Act 11 of 1959) or any such authority, within the Bangalore Metropolitan Area or has been allotted a site or house in any part in the State by any other Urban Development Authority or the Karnataka Housing Board or such other agency of the government, is not eligible for the allotment of housing unit.
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Applicants who have already been allotted a site/house at a subsidised rate in any part of Karnataka are not eligible for allotment of housing unit under this scheme.
What is the allotment procedure?
The housing units are allotted as per BDA Allotment Rules, which can be viewed on http://www.bdabangalore.org/allotmentgeneral.html.
During the first allotment, flats were allotted on a first-come-first-serve basis. For the second allotment, applicants were chosen by means of a lucky draw.
In the 4th notification, the BDA has announced that flat numbers will be allotted on a lottery basis.
Are there reservations in flat allotment?
Yes. 50% of the flats are meant for citizens who come under the General category, while the remaining 50% are for reserved categories. As per the BDA notification dated February 29th 2013, the reservation in Allotment (as per BDA Allotment of Site Rules 1984 Sub-Rule (11)) is as follows:
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Backward Tribes (Category 1): 2%
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Scheduled Tribe: 3%
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Scheduled Caste: 13%
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Members of the Armed Forces of the Union, Ex-servicemen and members of families of deceased servicemen: 10%
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State Government Employees: 10%
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Employees of the Central Government and Public Sector Undertakings and Statutory Bodies owned by the State Government or Central Government: 8%
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Physically Handicapped: 2%
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General Public: 50%
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Persons who have outstanding achievements in the field of Arts,Science or Sports: 2%
Procedure, terms and conditions for application
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The registration and application form can be obtained from prescribed banks after paying the specified fees.
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The registration and applications form are priced at Rs 100 each for SC/ST category and at Rs 200 each for other categories.
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Eligible applicants need to register their names by paying registration fees at any one of the prescribed banks. The registration slip should be retained by the applicant and upon allotment, must be returned to the BDA. Those applicants who have already registered for allotment (in any of the prior notifications), need not register again. The old registration card can be used to submit the present application.
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BDA officers will not issue any application forms.
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The filled application form along with initial deposit should be submitted in the same branch where the registration has been done. An acknowledgement can then be collected from the bank.
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The initial deposit needs to be in the form of a DD/Banker’s Cheque/Pay Order drawn in favour of the Commissioner, BDA.
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Applicants can apply for a flat in a single locality. If they wish to apply for a flat in more than one location, they need to fill out a separate application form for each location, and initial deposit applicable must be paid. Only one flat will be allotted to those who have applied for flats in more than one locality.
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The previous attempt of the applicants will be considered for seniority at the time of allotment of flats.
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The following applications will not be considered for allotment
-
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Applications without the initial deposit
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Applications without necessary documents
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Unsigned and incomplete applications
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No interest will be paid on the initial deposit. This amount will be adjusted towards the total cost of the flat in the case of successful applicants, and refunded without interest in case of unsuccessful applicants.
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If any of the information provided by the applicant is false or misleading, the allotment will stand cancelled and registration fee and deposit paid will be forfeited.
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Limited parking space is available for the flats; in some apartments, for only about 50% of the flats. This will be allotted among the allottees through auction after all the allotment is done.
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The BDA reserves the right to reduce or increase the number of flats in case of unexpected developments.
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The last date to send in applications for the 4th notification is April 30th 2014.
Payment procedure
Once the allotment is made, allottees are required to make the payment as follows:
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25% of the housing unit value of the flat within 60 days of receiving the allotment letter
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25% of the housing unit value of the flat within 120 days of receiving the allotment letter
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Remaining value of the housing unit value of the flat along with BWSSB and BESCOM deposits within 180 days of receiving the allotment letter
Only after the payment of the entire value of the flat and verification of the documents submitted, will the ownership deed be handed over.
What is the quality compared to private flats?
Initially, many citizens had reservations about the quality of the flats, as they were being sold for almost half of what a private builder would quote. However, by late 2013, that perception changed. Citizens are now of the opinion that the flats are apt for middle class citizens, in terms of affordability — a similar sized flat constructed by a private builder, would cost almost double when compared to the rates set by the BDA.
Mr Gowdaiah N G, BDA Engineer Officer, says that there has been no compromise in the quality of materials used, considering that the entire scheme was bound to be scrutinised with a keen eye. While different builders have been chosen for different locations, all the material that is being used for construction, needed to meet the Indian Standard specifications and samples of the same should have been vetted by the BDA.
What are the conditions of BDA on resale?
While the BDA certainly hopes that allottees retain the flats and do not put it up for sale, as of now no conditions have been imposed with respect to the resale of flats. Once allottees are in possession of the absolute Sale Deed for the flats, they can choose to sell the flats if they wish to. Even for those who have been allotted a flat under the EWS category at a subsidised rate, no restrictions/conditions have been imposed.
What are the conditions of BDA regarding renting out flats?
As with the case of resale, the BDA says that allottees could choose to rent out the apartments once they are in possession of the Sale Deed.
Can allottees apply for an exchange of flats?
The BDA stated after first allotment that in case people wished to exchange the flats, a mutual exchange was possible, so long as the flats belonged to the same category; both parties would need to make a joint application.
In case allottees are dissatisfied with the flat they have been allotted or have not been assigned one as per their preferred location, they can choose to surrender the flat and the money paid so far will be refunded. Following this, the individuals can apply once again and seniority will be given to them at the time of the next flat allotment.
Who will register the owners association for the flats?
The flat owners will need to form their own owners association for maintenance of the flats – the BDA has listed this as one of the conditions at the time of allotting the flats. The BDA will facilitate the forming of the association.
The Karnataka Apartment Owners Association Act of 1972 will be applicable to the owners association.
Who will run the amenities and maintain the apartments? Who will collect the maintenance fees?
There is a defect liability period of two years for the flats and the common built up area. Defects, if any, will be rectified by the builder for up to two years. The apartment owners association is expected to handle the maintenance of the flats.
Useful links
List of allottees from 2nd and 3rd notification: http://www.bdabangalore.org/quicklinks.html
4th notification dated February 28th 2014: http://www.bdabangalore.org/BDA-NEWFLATS-2014.pdf
Registration and Application forms for the BDA Flats are available at the following banks (list as of February 28th 2014).
Canara Bank |
Indian Overseas Bank |
Corporation Bank |
Basavanagudi |
Bangalore City |
Kumara Park West |
BDA Complex* |
Bannerghatta Road |
Raja Rajeshwari Nagar |
Hebbal |
Chikkabidarakallu |
Kengeri Satellite Town |
Hanumanth Nagar |
HSR Layout |
Whitefield |
Jayanagar Shopping Complex |
Indiranagar |
Banashankari 2nd Stage |
K R Puram |
Koramangala |
Magadi Main Road |
Marathahalli |
Kanakpura Road |
Yeshwanthpur |
Rajajinagar 3rd Block |
Kumara Park* |
|
Vijayanagar |
Mahalakshmipuram |
|
Yelahanka Satellite Town |
Malleswaram |
Disclaimer: The information in this article is presented for educating citizens on BDA’s flat offerings and procedures of allottment in general. Please note that BDA may revise costs, eligibility criteria, participating bank branches, etc., with each new offering of flats.
This article has been prepared as per the 4th notification dated February 28th 2014. The information in this article is subject to change as per further notifications made by the BDA with respect to the allotment of flats.
First I would like to appriciate the author for wonderful information. Thx. I have quary as follows
1, Is registration charge included in this, if not what is the approximate persentage now?
2, Some where I noticed 10Yrs of domicile but as per link u mentioned it is 15yrs for Site, is it 10 or 15 yr for home?
3. Any official link from BDA for the application invited?
I appreciate one for help in this. Thx. m.thanabal
‘@Thanabal
1. Not too sure if it includes the registration charge. Will check on this and get back to you.
2. While it does say 15 years on the BDA site, it mentioned domicile of 10 years when they made the 3rd notification.
3. You can find the new application here: http://www.bdabangalore.org/BDA-NEWFLATS-2014.pdf
Thx again Madam, Please add on this query too on your reply. 1, For 10Yr domicile what could be valid proof. I am working in my company for 10Yrs and having PF record for that, Is PF statement/company letter serve this purpose? for lost 2 year having Ration/Aadaar/Election card.
2, Pls add DOs/Donts on disclosing proper document during filing application
Note: Corporation Bank – Yeswanthpur-Tumkur Rd did not received BDA application so for as it stated in PDF. Please bring this to BDA notice if you able
m.thanabal
I just hope that the lottery & all procedures go without bribe
can any one share their views on the same…
‘@Thanaba, The cost above does not include registration of 12% and Service Tax at 5.5% (subject to change) – that costs another 12%.
‘@Thanabal, also regarding the documents required, was not able find exact info. But found info on documents wrt BDA sites – it should be similar. See http://www.bdabangalore.org/applyfornew.html and http://www.bdabangalore.org/FAQs.html. You could also try calling the BDA PROs number for this information: 080 23464064.
Also check out the updated list of banks. You should be able to get the forms here.
‘@Savita: You can find feedback on the lottery system for the 3rd notification here: http://bangalore.citizenmatters.in/articles/bda-flats-fail-to-enthuse-buyers#comments
R u mean to say 12 + 5.5%, It sad that you could not find info on proof of Domicile, If I find I will post it here. Corporation Bank, Yeswantpur as listed here so for not received application form. I need to try other bank on Saturday. Expecting your continuous support for ordinary citizen like me. m.thanabal
‘@Ganga. I heard one can get Domicile certificate from Tahsildar office. I am from Vidyaranyapura so hopefully it should from Yelehanka new town, can you help me in which office I should proceed with and procedure to get. Note-I have only PF account proof for more than 10Yr while others like ration card for past 2-3 years.
Hi, Thanabal. I have already applied and also got the allotment letter of 3rd notification.
The domicile certificate was there in the application only. You just need to get it attested from a gazetted officer by mentioning 10 years. This is what i know from 3rd notification.
As far as registration charges are concerned, the allotment letter says 5.05% of total amt is extra.
‘@Ravi, Congratulation and many thanks, I was worried of getting domicile certificate from Tahsildar office, Now you made me to happy. I will be grateful to get your guidance, could you message me your number to 9972756592
‘@Ganga.Thank you mam:) This article is really helpfull.
@ all ,can any 1 tell how long will it take for BDA to allot flat from the day of applying
hi 2 all iam an ex serviceman got allotment of 2BHK at doddabanahalli. presently out of bangalore. pl.guide me 4 location and future prospects.Thanx
got allotment at doddabanahalli.pl suggest about the future prospects. thanx
I had written mail to Public relation officer, have recived response with contact details
Deputy Secretary-1 Allotment for further details on 23368615, Extn 225
I had written mail to Public relation officer, have recived response with contact details
Deputy Secretary-1 Allotment for further details on 23368615, Extn 225
Hi Everyone.
Please consider below points before applying.
1) People applied in 2011,2012 & 2013 for flats. first time allotment is done in Dec-2013.
we don’t know when BDA will do next allotment no one in BDA know about it. It may drag 1-2 years.
Apply only if you are ready to wait for 2 years.
2). Allotment process is total mess, BDA officials reserved prime location and flats for their kin & keens. fooling all applicant
For example : During recent allotment BDA lied to applicant that all 2BHK & 3BHK flats of Vallagerahalli ( which is only near to completion project among others ) are allotted. And then allotted other location flats to applicants who preferred this location. But if you tally flat availability list published before allotment with allotted list you will find around 60 flats of Valagerahlli are not yet allotted. These flat BDA officials will distribute them among themselves and their kin & keens. BDA is most corrupt.
4) Allotment intimation letters for 2 & 3 BHK flats which are allotted in Dec-2013 are not yet issued to allottees
5) Apart from Valagerahalli all other allotted location flat construction is just started and will take minimum 18-20 months to complete and handover to allottees.
5) There is no guaranty that you will get the flat in your preferred location. In previous allotment less than 30% of allottees got flat in their preferred location.
Has anyone from Kothunr got allotment letter, if yes let me know to whom i need to contact. Currently i am based in US and what is the fromality to get it regesterd. I have got 2-BHK in kothunor.
‘@ Venkatesh Methre. BA sent allotment letters to few people and later found the format is wrong and stopped sending allotment letters. They are planning to send it in new format to all but not sure when they each time I required they told they will dispatch it in a week. Only GOD know when that week comes to these BDA officers.
‘@Gundappa. I know that they are sending the Second letter with the updated details. But any guys who ave been alloted at kothunor have got it? If so may i know when?.
Any is getting allotment letter for 2nd Notification Applicants from BDA (unsuccessful candidates)
however flats are only in Doddabanahalli and Kanminiki only as per their updates
‘@ Venkatesh, BDA confirmed all allotment letters are dispatched ( I too received). if you still not got then contact DS-3 section ( for 2 BHK) DS-1 section for (3 BHK)
I too received the letter, but may i know what’s the procedure to pay the rest of the money. Through DD? Need to deposit in bank or BDA? if you guys have already paid then Let me know about this .
Venkatesh
Available flats are only in Doddabanahalli and kanminiki for 2nd unsuccessful allotment applicants.
May end we will get confirmation which place and again they will going to send 1 more letter for the amount.
if any one is interested to apply RIT through High court please share the details as even i am also interested. As 40% of the 2nd notification applicants were unsuccessful to get flats and BDA gave for 3rd notification Applicants which is illegal and enquired with advocate and they said 2nd notification applicants has rights on this matter.
Hi folks is any one know the status that how much applications BDA got, is process begun or any other related news pls. update us.
Dear friends any idea when BDA will confirm on allotment for 2nd allotted notification people?
Dear Friends, if any 2nd notification Applicants wants to file a case against BDA to stop / stay to the BDA flat allotment for 3rd notification applicants. Giving flats to 3rd notification is illegal as BDA has not followed their word as per 2nd notification and even in seniority also made a mistake so if any wants to file a case please reach out me so that we can plan asap. Venkatesh 9980344391,Arun – 9945564063 Nanjuni – 9845970808 Vidyantathan – 9448291522
Dear friends, during BDA flats allotments many malfunction / mismanagement had occurred and many 2nd notification applicants (applied during May 2012) not got their prescribed flats but 3rd notification applicants which they applied on 2013 got Kengeri / Valgerahali and which is illegal. As per BDA 2nd notification Applicants should get 1st and if any left out should be handed over to 3rd notification.
So we are planning to file a case against BDA – filing a RIT to stop 3rd notification allotments so if any one interested pl reach out to Venkatesh 9980344391,Arun – 9945564063 Nanjundi – 9845970808 Vidyantathan – 9448291522.
BDA did mistake in the following points:-
1) All 2nd notification applicants did not get allotment but they allotted to 3rd notification applicants.
2) Gunjur 3BHK is not allotted for 2nd notification applicants but allotted to 3rd notification applicants.
3) They shortlisted 2nd notification applicants which is not supposed to do and even while shortlisting they were not followed the BDA allotment procedure – Engineer will say applicants were selected on DD purchase date but few BDA officer will say on Application submission date but even through RTI which is not clear and not informed the right information.
It is Sad or Good news I dont know check the following link. BDA has extended their deadline for applying BDA flat to 7th-June-2014. I request if any one know anything about regarding BDA flat, Kindly post it here please dont be silent watcher, it is good for every one who applied.
http://www.bdabangalore.org/BDA%20Time%20Extension%207th%20June.pdf
m.thanabal
‘@Ganga Madappa, could you pls. elaborate us about the extension and current strategy of BDA on allotment, Is they extended the dead-line due to inadequate response, if so what could be the selection process and schedule.. Kindly inform us your valuable comment, I applied for 1BHK in Alur. Thx in advance
‘@Thanabal, we will be doing a follow-up story on this shortly. Hopefully we should be able clarify your questions then.
I am hopping that may be BDA has not received many applications and hence extended the date till June 7th.
I am planning to apply for a 1 BHK flat in Gunjur. Any body else who has applied for same. Any idea if it will be completed in a year. Thanks
Srilakshmi, surely you cant expect in a year. People have not got their flats for the 1st notification till date.
Does anyone know when the 4th allotment will be done? kindly update if someone knows here….
‘@Ganga Madappa, Mam we are eagerly waiting long for your update on latest strategy of BDA after extending dead-line for flat. How many application BDA has received, there shortlisting plan, what the chances of getting one. Thx in advance
Mr Thanabal, we are currently working on the story. We should be able to publish it by end of week. Request you to be patient until then.
‘@Ganga Madappa, Mam are you well? When you gone as you promised there is no update yet
Mr Thanabal, We are working on the BDA story, along with others parallely. Rest assured will reach out to you once the story is published. Please bear with us until then.
‘@all, kindly go through this link
http://www.deccanchronicle.com/140628/nation-current-affairs/article/bengaluru-development-authority-flats-no-safe-bet
Hi Anybody payed 2nd Installment..Is there any last date for 2nd Installment payment?
Hello, Does any one know when are the new flats that were called during the month of April 2014 to be announced ? I looked up on the BDA Website but it does not provide any information on when its going to perform lottery for 2014 April/May/June applications.Any information in this regards is appreciated
I don’t know why citizen matters staying away from updating on status of June 2014 notification. Here is a news of BDA flat that irrelevant to us.
http://www.deccanchronicle.com/140801/nation-current-affairs/article/hc-quashes-bda%E2%80%99s-land-acquisition-its-%E2%80%98vertical-development%E2%80%99
Require 2 BHK flat in Doddabanehalli price Subject tp whats declared by BDA now ; please contact +91-9964049977
Again I don’t know why citizen matters staying away from updating on status of June 2014 notification. I wounder is this social media too under pressure from obligations.
Hi All,
Did any of you get to hear from BDA regarding 4th notification flat allotments. Please us know.
we need to collectively ask BDA all our queries, its been so long that people have paid and it seems no one is bothered about their money…
if not RTI is also there….
bda website is there http://www.bdabangalore.org
Hi all, We wish you, your family and “Citizenmatters” a Happy Diwali. Last week I called up BDA about 4th-Notification, a fellow said, allotment will happen in November-2014. Let us hope for the best.
BDA number: 080-23368615, Ext:225. I request every one to call and inquire the same.
Courtesy: Vishal
Check this link
http://timesofindia.indiatimes.com/city/bangalore/Dreams-fall-flat-10-of-BDA-allottees-seek-refund/articleshow/44892153.cms
http://www.deccanchronicle.com/141112/nation-crime/article/rti-activist-bda-sold-flats-high-price-made-rs-1000-crore-illegally
http://www.newindianexpress.com/cities/bangalore/Misuse-of-Funds-by-BDA-Revealed/2014/11/12/article2519396.ece
In a quandary whether to pay the last instalment or wait to see how this case plays out. Comments invited from all allotees. What do you think about RTI activist BM Shivakumar’s case.
http://www.deccanherald.com/content/443854/bda-allot-947-flats-lottery.html
‘@Varun, very very thanks. any update on this guys
Thanks Varun..
Hello all. I called BDA today to check the status and looks the lottery was happening till evening. They asked me to come down tommorow after 3.30pm to chk if flat is alloted. It seems that it will take some time for them to put up information of alloted list in BDA website..
Please let us know if anyone has any update..
Some more info:http://www.deccanherald.com/content/444252/with-only-1bhk-flats-offer.html
Thanabal
Where were you madam? you made us wait for long, but once again stroked a six. Thanks. As you mentioned, as a eligible customer still am facing problem in finding information. I feel this time BDA has improved much in bringing in transparency. but has go miles as like DDA. hoping for the best of BDA.
Alur Status:
Plus:
1, Construction are 90% completed, 2, 600 flats looks like a colony, 3, Nice ventilation, 4, Spacious corridor, steps, Road (one no need to avail parking slot), 5, Good Water source as many lakes around
Minus: 1, 328 carpet area very very small, 2, 3km from Tumkur main Road, there is no need of flat system there as plenty of land vacant for individual housing project, 3, Improper approach road, no street light, very less bus service 4, Schools should be far away, 5, For basic daily needs you may bring it from Tumkur Road, 6, No loft in bedroom/kitchen/bathroom.
Nut shell: Lack of city atmosphere. May be worth to invest for about 9L not 13L
list has been put up in the bda official site. You check over their only. By any chance anyone know how much they allotees need to pay for tippsandra flats?
Hi,
Many of us have joined together on whatsapp, whoever wishes to join can send their details to 9901906270(group admin Mr. Murali).
It will help us to be united and information can be exchanged immediately.
Hello Folks,
I would like to inform the allottees of EWS flats and other allottees with an annual income of less than Rs 2 Lakhs, that they are eligible to avail a highly subsidized housing loan upto an amount of Rs 5 Lakhs at an interest rate of 5% PA. This scheme is highly under-publicized since financial institutions are afraid that this section of population will not repay the loan. I urge the allottees to avail this scheme which is an initiative of the Ministry of Urban Development.
Dear All
Any update on 4th-Notification 2BHK AND 3BHK . I applied on APR 2014
Dear All,
BDA will be sending allotment letter with in 10 days for unsuccessful 2nd Notification Applicants which we had applied during 2012 for 2 and 3 BHK fltas
Thanks and Regards,
Venkatesh BT 9980344391
Dear all,
The 4th notification was issues on 28th feb 2014 and even as may 2015 approaches end bda flat allotment for 2bhk is not done (just allotment not even possession). 4th notification cost is at par with private builders and we have deposited interest free lacs of rupees to bda.
BDA people are not responding . We are kept in complete dark. Itstime we all must unite and raise our voice. We are from middle class and can keep our hard earned money with bda for years without interest. Either they should hand over the flats,or pay interest on the deposit or reduce the unreasonably high cost.
They increased the rate in 4th notification enormously citing increase in land cost and raw material cost. but the fact is they have already acquired the land years back for a penny there hasnt been any significant rise in raw material cost. So they shouldn’t increase the cost. Keeping all that aside atleast they must declare the result and hand over the possession as its been more the yer.
I tried contacting citizen matters’ team but all efforts gone in vain. May be some “Pressure” that they have stopped covering bda flat stories.
So now its time for we citizens to fight for our rights ourselves.
Dear all
List of 4th Notification 2 BHK Flats Eligible Applicants updated on BDA website
http://www.bdabangalore.org/Flats.html
BDA recently published list of eligible candidates for 2bhk flats.Can can anyone help me on the following issues :
1) Are eligible candidates same as alloted candidates or they are the ones with correct documents?
2) for doddabanahalli, in 4th notification they advertised for 576 flats, but they have published a list of 159. Why?
2014 2BHK notification applicant attention; check your status here http://www.bdabangalore.org/Flats.html more over the flat number selection lottery will be held on June 18 at 11 PM in BDA head office
Hi Pushpam,
They are all eligible Applicants – based on the Documents provided and also they will all get allotment and they will give flats to them only.
The other reason is they have only that many left flats and again BDA should give to 2nd notification applicants as well as still they were pending so remaining will not be getting right now.
Dear All
Any update on 4th Notification 2 BHK Flats numbers for eligible applicant.
Dear friends,
Could any one share me the Housing loan details – which bank is best.
I need to get around 20lakhs. as per BDA we should be payed 2 months and my 1st installment should be paid before Aug 2015.
Bank will give in 1 shot or can we request them to give 4 installment to the BDA so that we can save interest and even i am interested to take 3 to 4 installment from Bank – please suggest as i am planning to go with SBI.
‘@Venkat,
1, Always loan from PSU Bank (Government) will be good rather than going to private bank, why because the interest rate will be lesser than pvt bank and former soon reflect RBI policy where as pvt bank take time to reflect RBI.
2, SBI will be the best but they ask your Tax return acknowledgement of past 3 year, any way you try that first, their base rate is 9.7% (lowest interest in banking industry)
3, I took loan from UCO Bank as their interest is “Base rate” now at 9.95% that is home loan interest too.
4, You need to ask bank that what ever the interest rate they tell is base rate or interest link to base rate (for example HDFC tell interest rate is Y, that will base rate”X + N”, every bank has their own base rate, from base rate different loan type (personal loan) will differ as X+Number (my conclusion is if base rate is your home loan interest rate means it will be better, as RBI force bank to reduce their base rate but not the “N” that add on to base rate)
5, Use bankbazaar dot com to find best interest giving bank, look for any procession fee concession
6, Bank will give money how you ask, I mean schedule, you have to write a letter saying I want this much amount on this date so on. yes you can save interest on this,
7, Start EMI from as first schedule initiate, they may offer you 6 month payment holiday where in you have to pay only interest not premium, don’t opt that since you end up paying extra with none of premium paid
I preferred UCO bank as there is no much customer, so they are loan hungry, they treat you pleasantly (I got processing fee 4k wave off that time)
Did anyone get allotment letter for 2bhk flats Dbhalli for 4th notification?
Any update on 4th notification allotment letter ?
Got 4th notification allotment letter today
‘@Gopinath:Which location have you been alloted?
Doddabanahalli 2BHK
‘@Gopinath:Thanks.
I collected my allotment letter from BDA office for DBhalli 2bhk yesterday.
Can anyone tell me whether bda will call for 5th notification…….
I am not satisfied with the my allotment. Can I resell the flat allotted under EWS? in above article it is clearly mentioned that, there are no conditions to resell, but wanted to get it reconfirmed as on date.
Has anyone come across such instances of reselling?
please suggest.
I am not satisfied with the allotment. Can I resell the flat allotted under EWS? in above article it is clearly mentioned that, there are no conditions to resell, but wanted to get it reconfirmed as on date.
Has anyone come across such instances of reselling?
please suggest.
Hi guru I heard we can sell our flats once paid with all installments. Which area flat you have been allotted…. 2 bhk or 3 bhk…
Guru u can call me for further details on 9964137092…
Hi,
Can any one tell me where to register the details. is there any online for registration or we need to go office
Hi chaithanya, I couldn’t get what registration ur referring to. If ur talking about bda membership registration, it could be done only when bda calls for allotment for sites r flats. During that time u need to go to specified bank by bda take registration card………
Hi I’m looking 2 bhk flat doddabanahalli. If anyone is interested to sell please call Ph:9964137092…..
4th Notification 3 – BHK Doddabanahalli 1st List of Allotment; http://www.bdabangalore.org/DB_Flat.pdf
I have applied for a 2BHK flat in kaniminike. The BDA has allotted the flat under the general public reservation. But, i am not willing to buy the flat now..May i know how to get the initial deposit made for the allotment..kindly give the procedure for the same.
Am now going to register the 2bhk flat doddabanahalli phase 1 , can anybody let me know about the dd amounts for registration.
Kindly add my number pH.9448060905 to watts up group doddabanahalli phase 1.
I have single bedroom flat
Please pH 9740332322
I have single bedroom flat
Please pH 9740332322
I have single bedroom flat
Please pH 9740332323
I have single bedroom flat
Please pH 9740332323
I have single bedroom flat
Please pH 9740332323
I have single bedroom flat
Please pH 9740332323
Hi,
i am looking at 3bhk in Alur BDA development, I am not much awar of BDA projects wanted to whether it only constructed home will be registered or even the land is in which the house is constructed is registered on my name.
2. is there any time limit to be that house like only 80 years something like tat else its for life time??
3. Can we select the house from availablity or randomly they allot the house
I want to buy bad flat 1bhk ready,
I need to no the prices. and how to go bought it do the need full,
Thank you