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  1. Well nothing is ever straightforward! South Indians, generally spell/write their names with unexpanded initials (2 or more with names native villages and father’s name). Exceptions are in passports or PAN cards where they insist on expanded initials with surname, middle name and first name. Here is the catch! The bank accounts with only initials will not link with Aadhar with names with expanded initials. So the tussle will start in good earnest and banks these days are more worried about compliance than customer service. So, good luck! If I had a solution, I won’t be writing this. So, ready to make sacrifices; how about initials for starters? So what if banks have to issue supplementary cards to accommodate names like say VVS Laxman’s!

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