This is the second of a two part series on why health insurance companies refuse to reimburse treatment cost of mental illness despite laws and insurance regulator guidelines saying they must treat mental illness on par with any other physical illness. The cost of regular psychiatric medication can be substantial. A person with a mental illness is rarely hospitalised. But there are no reimbursements for non-hospitalisation treatment, rehabilitation or outpatient services. "Why is there reluctance from insurers?" asks Vijay Nallawala, Founder of Bipolar India and Co-Founder of the Mental Health Support Foundation. "Unlike somebody with a cardiac problem, the treatment…
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