GENRE: Explainers

You see a homeless person on the street, who might be of any age or gender. You want to help them. So what do you do? First things first. Talk. Find out if the vagrant is really homeless, and doesn’t have a shelter. The seemingly homeless person might be an alcoholic who is out for a stroll, or might just decide that it’s a good prank to play for a while! If you find that the homeless person really does not have a home, then you need to begin to see how you can help. What do you talk, and…

Three years back, Chithra Rajan ordered a Dell laptop from a major Indian e-commerce company. There was an ‘offer’ on the laptop - while it usually cost over Rs 40,000, the offer was for Rs 27,000. “The laptop was delivered to my office, and I only opened it when I got home. I was shocked to find that the laptop was not manufactured by Dell at all, but by some unknown company. It also did not have Microsoft OS installed as mentioned in the product description,” Chithra says. When she called the customer care number of the e-commerce company, she…

The tenure of the present Karnataka Assembly ends on May 28, 2018. Elections for the 224 seats in the Karnataka Assembly are likely to be held in May, 2018. The final dates are yet to be determined. Every day we see examples of poor governance around us – despite paying our bills, taxes and being the fairly conscientious citizens we think we are. Many a time, we hear ‘the government should do this or that’, the traffic is terrible, the pollution is killing us, the garbage situation is untenable and so on and so forth. All of which is true. It’s also true…

I moved to Bengaluru six months ago to start a fellowship programme. This was my first visit to Asia. I was fortunate my housing was sorted by my host organisation. Most expatriates and students who come to Bengaluru are not as lucky as they have to look for accommodation on their own. For first timers finding reasonable, quality accommodation in a good neighbourhood can be quite a challenge. Ideally, the area should be friendly, the neighbours should be good, it should be free from noise and bare necessities should be accessible. Most expats posted to Bengaluru will have a relocation…

Part 1 and Part 2 of our series on rainwater harvesting (RWH) exposed how the government as well as citizens have failed in making the most of a scheme that, if implemented well, could have set Chennai as a worthy example in water management. While negligence on the part of authorities has been a crucial factor, lack of awareness on RWH as a whole also plays a major role. There is a need to dispel the ignorance or misconceptions among residents, many of whom feel that the construction of RWH structures cost a bomb.   Experts who have worked on…

This January, Neha Suri, a Delhi resident, got refund and compensation from the builder who took money from her offering an apartment and never handed it over. Neha had paid Rs 46 lakh to the builder in 2007. The builder had promised to hand over the apartment in 2010, but never did. In 2015, Neha filed a complaint at the National Consumer Redressal Commission. This January, the Commission ordered the builder to refund her Rs 46 lakh along with simple interest of 10% per year on this amount, and litigation costs of Rs 10,000. In another consumer case this April,…

When your options for bank deposits are flexible, you need not invest all your funds in FDs, but can spread them out across different instruments. This helps you to diversify your investments and expands the reach of your hand. Moreover, even when you decide to invest in FDs, won’t it help if you reinvest periodically? Invest first in short-term FDs and then as it matures, invest again for longer stretches of time. Keep the process alive even as different FDs mature. This could be an important lever that will enable you to meet your monthly income needs. It is not…

Even in the dusky season of retirement, when one is meant to finally relax having successfully shouldered the responsibilities of a lifetime, the elderly today have creases of concern on their faces, as they find interests rates for their investments falling. “Retirement has not been too exciting for me,” exclaims Anantharaman, who completed service two years ago. “I had planned for it to be special and I had put aside some money in fixed deposits (FDs). However, I had never imagined that the interest rates on our FD assets after retirement would be hit thus.” Well, they have been. And…

Bengaluru Development Authority (BDA) has come out with the draft plan for Bengaluru, and has displayed the Revised Master Plan-2031 (RMP-2031) in its website. It's time for interested citizens to understand and decode the RMP and comment in it, raise objections or give suggestions. For starters, read all the chapters – www.bdabangalore.org/TPMRMP2031.html , or http://www.bdabangalore.org/RMP2031.html. The pages are in the high triple digits and it is heavy reading – so it will take time. But it is a necessary first step so that unlike the protests about Padmavati, we are commenting based on knowing about what’s contained in the document. I…