Since the inception of the Unified Payment Interface (UPI) for digital payments, users no longer need to download multiple payment applications. Using one payment gateway network, money can be easily transferred to different accounts through varied gateways, keeping it smooth and hassle free. Taking this concept further, the union government recently introduced the Open Network for Digital Commerce, or ONDC, to encourage digital payments for purchase of goods and services while making the process convenient, easy and smooth for both buyers and sellers. It is argued that the ONDC will be the UPI of e-commerce and shift the paradigm of…
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